Health Care Reform Passes – My Medical Insurance Saga

(I had another post planned for today, but yesterday’s passage of health care reform legislation by the House has trumped that one for another day.)

My wife and I met and married during college in the 1990s.  Our goal was to get her through graduate school at which time she would take a full-time position in her degree field and I would transition to being the stay-home parent once children came along.  We hadn’t been married long and she had already begun graduate school when an newly diagnosed health condition required her to have surgery with a hospital stay.  We were uninsured.  The surgeon worked with us on a sliding-scale to reduce the cost, but it was still many thousands of dollars, much more than either of us could afford so we got on a payment plan.  Now, not only did we have college and graduate school tuition debt, but we had medical debt too.  A lot of it. Continue reading…